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The Health Insurance Marketplace is an online shopping site where individuals and small businesses can compare and buy health insurance. If an employer does not offer health insurance, you can us the Health Insurance Marketplace to see the different plans available to you and pick a plan that covers your health care needs. By using the Health insurance Marketplace you can:
Medicare is a health insurance program for people age 65 or older. People younger than age 65 with certain disabilities or permanent kidney failure can also qualify for Medicare. The program helps with the cost of health care, but it doesn’t cover all medical expenses or the cost of most long-term care. You have choices for how you get Medicare coverage. If you choose to have original Medicare coverage, you may buy a Medicare supplement policy (called Medigap) from a private insurance company to cover some of the costs that Medicare does not.